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KUALA LUMPUR: Those earning RM3,000 and below monthly can now enjoy savings of RM134 a month or up to RM13,000 in five years for investing RM5,000 under the government's new saving scheme, Skim Amanah Rakyat 1Malaysia; said Prime Minister Datuk Seri Najib Razak after launching the scheme at  Pusat Dagangan Dunia Putra today.  Skim Amanah Rakyat (Sara) 1Malaysia will, for the first time, give an opti-on to those with a monthly household income of RM3,000 and below to exercise options to invest and allow their money to grow in five years. The government has set aside RM100 million to kick-start the scheme, the first of its kind.
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Launching the scheme yesterday, Prime Minister Datuk Seri Najib Razak said Sara, a hybrid of a unit trust investment and loan product, was capable of generating a consistent cash flow or monthly incentives. It gives an option to the low-income group to pay cash or take up a loan of RM5,000 to participate in the scheme. “The limit is RM5,000 and it can be bought through savings or investment loans from selected financial institutions,” Najib said.
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2 r( n/ O9 W$ `  o1 n$ A公仔箱論壇“We guarantee that those who pay cash will get RM134 monthly or RM13,000 after five years.” Those who take up a loan will have to pay the bank RM84 a month and receive cash of RM50 a month, or RM5,000 after five years. He described the scheme as a “historic 1Malaysia product for all”. “If you don’t take the monthly cash, put it back into the scheme. Let your money grow. Those who paid cash will see returns of RM13,000 after five years,” he told thousands of people who had turned up at the Putra World Trade Centre to listen to him on the
2 Z7 \% P7 @' @' I, [tvb now,tvbnow,bttvb        options available for them to invest. Najib, who is also finance minister, said five years would go by fast and it would allow people to save or use the monthly cash.