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Actually insurance is not a bad product. The thing that make people think that it is a bad product is the agents.公仔箱論壇9 n# W  p4 @, {' B0 {( [
I totally agreed with "alfinixxx", most of the agents do not play their role as a representative of the insurance company, instead just for the sake of meeting the target and earning the commission, thus certain important term and condition they did not specifically spell out to their policy holder.公仔箱論壇9 s+ N+ m3 F- V8 g; k1 V
But as a policy holder, they should know what sort of insurrance protection are they buying, either investment plan, conventional life policy, or etc. It is also their obligation to know what are they buying instead of just listen to what the agent promote.
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