Nowadays, want to buy a RM200K house in penang is very difficult already, only can aim for the cheaper flat, or not around the town area. All the apartment and condo are nearly to RM350K, landed property already go up tp RM800K and above. Somemore when borrow money from bank, the f**king government keep increase the BLR housing rate, currently already increase up to BLR +6.6, our normal salary per month only around RM2500 (fresh) to RM4000 for (senior), how to able to get a house? somemore need to pay for car and insurance and expenses.....