If a car owner are to buy a Proton car by paying the interest at 4% or 4.25%, I think it better for them to opt for foreign car as they provide better services and quality compare to Proton. ' ~7 |7 t: R6 ?. Z3 ^3 L/ qFurthermore, the pricing of the car is just only slightly higher than Proton, so there is no harm to fork out a bit more to get a better car.