If a car owner are to buy a Proton car by paying the interest at 4% or 4.25%, I think it better for them to opt for foreign car as they provide better services and quality compare to Proton. 4 f, T( [1 i4 `2 Z( u3 WFurthermore, the pricing of the car is just only slightly higher than Proton, so there is no harm to fork out a bit more to get a better car.